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Julie Cook

Loan Processor / Mortgage Strategist
NMLS#: 325173

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Julie Cook brings nearly 20 years of mortgage experience to Gateway Capital Mortgage, along with a strong foundation in banking. Originally from Buffalo, NY, she’s been based in Tampa Bay since 1998 and has built her career helping clients navigate home financing with clarity and confidence.

Julie works with all types of borrowers—from first-time buyers to seasoned investors—focusing on a smooth, well-structured process from start to finish. Her goal is simple: make everything feel easier, more transparent, and fully guided.

Outside of work, Julie enjoys time with family and friends, the beach, and catching a Florida sunset. A true Buffalo native at heart—Go Bills and Go Sabres!

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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