Nicole Bartlett is one of the most experienced processors at Gateway Capital Mortgage, with over two decades in the industry. Since 2003, she has built a reputation for precision, consistency, and the ability to keep even the most complex files moving smoothly from start to finish.

Nicole joined the Gateway team in 2012 and quickly became a cornerstone of the operation. Her deep understanding of loan structure, underwriting expectations, and process flow ensures that every file is handled with accuracy and efficiency—helping clients close with confidence and without surprises.

She takes pride in guiding borrowers through each step of the process, making sure communication stays clear and timelines stay on track. Behind the scenes, Nicole is a key part of delivering the level of service Gateway is known for.

A Florida native, Nicole lives in St. Petersburg with her family and brings that same sense of reliability and care to both her work and her community.